I mean rip off as in the fact ebay prices are way too high and it is deliberately done to mask how much you lose. First you have the listing price, then ebay final price then paypal charges.
It is annoying and it is a rip off. Especially since they bumped their prices up.
Paypal is far from honest, they have locked down legitimate accounts for absolutely no reason, for up to 6 months and the sheer number of people they have done it to is staggering (tons of stories of what they have done, including at least 3 dedicated anti paypal sites). I won't be using them again thats for sure.

I guess if they work for you good, but having dealt with them, they don't work for me.