Thanks.
I'll swing by the nearest Future Shop and attempt to pick one up.
I've written down the chief ones that I'll be looking at, namely the Soundblaster Live, and the Creative X-Fi.
I'll likely settle on the SB-Live. I get my refund check for my scholarships today, so while that boosts up my spending limit significantly; I'm cheap.
--addendum
Ended up getting the SB Audigy 4 for a bit over $100... I love it so far. Now, my only complaint happens to be that the rear right speaker doesn't play properly.
It isn't the rear right speaker itself, but whichever speaker is plugged into the "REAR RIGHT SPEAKER" slot on the subwoofer.
It's a Logitech X-530, still under warranty, so I shouldn't have a problem getting that solved.